A Home for Every Budget

Connect with local lenders and home-buyer resources. Historically low interest rates means there's never been a better time to consider home ownership. Whether you are a first time home-buyer or looking to build your custom dream home, let Swift County be the first to say, "Welcome Home".


 Local Lenders in Swift County


Farmers and Merchants State Bank
239 N Miles Street
Appleton, MN 56208
(P) (320) 289-1454

Prairie Sun Bank
250 North Miles Street
Appleton, MN 56208
(P) (320) 289-2545



Bank of the West
1302 Atlantic Avenue
Benson, MN 56215
(P) (320) 843-2233

Co-Op Credit Union
1501 Minnesota Avenue
Benson, MN 56215
(P) (320) 843-4210

First Security Bank
215 13th Street South
Benson, MN 56215
(P) (320) 843-4411

River Wood Bank
1329 Pacific Avenue
Benson, MN 56215
(P) (320) 843-3330

State Bank of Danvers
2010 Minnesota Avenue
Benson, MN 56215
(P) (320) 843-3828



Financial Security Bank
1011 Atlantic Avenue
Kerkhoven, MN 56252
(P) (320) 264-2161



Citizens Alliance Bank
520 Main Avenue
PO Box 50
Murdock, MN 56271
(P) (320) 875-2431


 Homebuyer Resources

The Minnesota Homeowner Center is a great one-stop shop for housing information.

If you’re planning to purchase a home, homebuyer education or counseling is a great place to start. Your homeownership advisor will teach you about the process, answer your questions, and help you decide if homeownership is right for you. 

If all borrowers in your household are first-time homebuyers, at least one of you must complete a homebuyer education course before closing on your home. We suggest taking it early in the homebuying process so you can be well informed and prepared. Choose from the following approved courses:

  • FRAMEWORK (online Homebuyer course) in English and Spanish 

Framework® is the most comprehensive online homebuyer education course available to first-time homebuyers.

You can take this fun digital course anywhere, on your schedule.  You do not need to complete the course in one session. You can stop at any time. Upon returning, you can continue where you left off.

No special computer skills are needed. No software or programs are installed. All you need is a computer, tablet or smart phone with an internet connection. $75 fee.

 Financial Counseling

If you need assistance with you finances before you can purchase your home, LSS Financial Services offers free and confidential credit counseling.

  • Assessing your financial situation
  • Improving your credit
  • Developing a spending plan
  • Developing a savings plan
  • Reducing debt

 Looking for Down Payment Assistance?

Many first-time buyers qualify for down payment or other assistance programs. But it can be challenging to understand the requirements and application process for multiple programs.

The Minnesota Homeowner Center has partnered with Down Payment Resource to help!  This FREE tool asks a series of simple questions and then provides you information about the down payment programs in Minnesota for which you may qualify. Get started here.